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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,477 | $133,981+116.1% | $112,249+157.9% | $134,532+115.2% |
| Participation rate | 77.8% | 78.6%-0.8pp | 75.1%+2.7pp | 81.2%-3.5pp |
| Annual return | -18.91% | 47.16%-66.1pp | 27.48%-46.4pp | 418.27%-437.2pp |
| Employer contribution / active EE | $1,591 | $4,040-60.6% | $3,636-56.2% | $4,741-66.4% |
| Participant deferral / active EE | $8,127 | $5,292+53.6% | $4,729+71.9% | $6,401+27.0% |
| Admin fee / account holder | $1,116 | $7,492-85.1% | $6,412-82.6% | $11,429-90.2% |