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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,361 | $107,363+135.1% | $92,909+171.6% | $152,897+65.1% |
| Participation rate | 82.4% | 79.8%+2.6pp | 76.0%+6.3pp | 82.5%-0.1pp |
| Annual return | 22.21% | 145.63%-123.4pp | 109.44%-87.2pp | 345.43%-323.2pp |
| Employer contribution / active EE | $1,955 | $4,222-53.7% | $3,653-46.5% | $4,764-59.0% |
| Participant deferral / active EE | $8,020 | $4,848+65.4% | $4,238+89.2% | $5,851+37.1% |
| Admin fee / account holder | $424 | $7,082-94.0% | $5,795-92.7% | $11,599-96.3% |