Filed October 23, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $305,798 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,111 | $48,698+68.6% | $93,606-12.3% | $199,593-58.9% |
| Participation rate | 44.4% | 63.5%-19.1pp | 68.7%-24.3pp | 72.0%-27.6pp |
| Annual return | 16.63% | 15.34%+1.3pp | 133.20%-116.6pp | 34.25%-17.6pp |
| Employer contribution / active EE | $1,122 | $1,135-1.1% | $2,420-53.6% | $3,034-63.0% |
| Participant deferral / active EE | $3,145 | $2,817+11.7% | $4,411-28.7% | $5,087-38.2% |
| Admin fee / account holder | $218 | $195+12.0% | $8,285-97.4% | $269-18.7% |