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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $810,974 | $77,920+940.8% | $149,723+441.6% | $75,177+978.7% |
| Participation rate | 57.4% | 65.6%-8.2pp | 78.8%-21.4pp | 67.2%-9.8pp |
| Annual return | 19.94% | 31.72%-11.8pp | 134.50%-114.6pp | 160.75%-140.8pp |
| Employer contribution / active EE | $23,193 | $3,138+639.0% | $4,821+381.0% | $2,671+768.3% |
| Participant deferral / active EE | $16,299 | $3,411+377.8% | $5,682+186.8% | $4,126+295.0% |
| Admin fee / account holder | $13,112 | $5,951+120.3% | $13,215-0.8% | $5,651+132.0% |