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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,029 | $75,832+385.3% | $147,617+149.3% | $59,633+517.2% |
| Participation rate | 97.9% | 71.6%+26.3pp | 84.6%+13.3pp | 68.7%+29.2pp |
| Annual return | -1.91% | 0.37%-2.3pp | 61.98%-63.9pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $16,248 | $3,485+366.3% | $5,564+192.0% | $2,203+637.7% |
| Participant deferral / active EE | $14,231 | $3,131+354.6% | $4,895+190.7% | $3,192+345.9% |
| Admin fee / account holder | $5,240 | $5,986-12.5% | $11,612-54.9% | $4,297+22.0% |