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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,033 | $73,863+536.4% | $143,797+226.9% | $68,490+586.3% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -18.22% | 0.91%-19.1pp | -0.04%-18.2pp | -7.85%-10.4pp |
| Employer contribution / active EE | $21,980 | $3,185+590.2% | $4,952+343.8% | $2,597+746.5% |
| Participant deferral / active EE | $17,519 | $3,385+417.6% | $5,638+210.7% | $4,028+335.0% |
| Admin fee / account holder | $4,874 | $5,756-15.3% | $14,679-66.8% | $5,403-9.8% |