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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,909 | $64,719-9.0% | $112,249-47.5% | $68,486-14.0% |
| Participation rate | 84.0% | 67.2%+16.8pp | 75.1%+8.9pp | 67.9%+16.1pp |
| Annual return | -15.31% | -11.40%-3.9pp | 27.48%-42.8pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,803 | $2,747-34.4% | $3,636-50.4% | $2,597-30.6% |
| Participant deferral / active EE | $736 | $3,565-79.4% | $4,729-84.4% | $4,028-81.7% |
| Admin fee / account holder | $5,063 | $5,232-3.2% | $6,412-21.0% | $5,404-6.3% |