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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,595 | $65,367-44.0% | $92,915-60.6% | $72,976-49.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 3.77% | 42.11%-38.3pp | 109.45%-105.7pp | 81.02%-77.2pp |
| Employer contribution / active EE | $708 | $2,594-72.7% | $3,653-80.6% | $2,440-71.0% |
| Participant deferral / active EE | $1,844 | $3,128-41.0% | $4,238-56.5% | $3,608-48.9% |
| Admin fee / account holder | $2,171 | $4,251-48.9% | $5,796-62.5% | $5,124-57.6% |