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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,742 | $72,273-36.7% | $101,275-54.8% | $79,856-42.7% |
| Participation rate | 88.2% | 68.5%+19.8pp | 75.8%+12.4pp | 69.6%+18.6pp |
| Annual return | 2.53% | 22.30%-19.8pp | 46.48%-44.0pp | 31.71%-29.2pp |
| Employer contribution / active EE | $822 | $2,691-69.4% | $3,660-77.5% | $2,471-66.7% |
| Participant deferral / active EE | $2,393 | $3,282-27.1% | $4,371-45.2% | $3,741-36.0% |
| Admin fee / account holder | $2,121 | $4,401-51.8% | $5,948-64.3% | $5,306-60.0% |