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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,355 | $56,894-37.9% | $84,753-58.3% | $62,881-43.8% |
| Participation rate | 96.6% | 68.5%+28.0pp | 76.6%+20.0pp | 69.3%+27.2pp |
| Annual return | 4.14% | 6.30%-2.2pp | 22.78%-18.6pp | 20.14%-16.0pp |
| Employer contribution / active EE | $2,359 | $2,400-1.7% | $3,574-34.0% | $2,281+3.4% |
| Participant deferral / active EE | $2,800 | $2,709+3.4% | $3,712-24.6% | $3,203-12.6% |
| Admin fee / account holder | $15,689 | $3,581+338.1% | $5,333+194.2% | $4,296+265.2% |