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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,018 | $89,370-50.7% | $141,197-68.8% | $72,976-39.7% |
| Participation rate | 83.7% | 75.1%+8.5pp | 82.5%+1.2pp | 69.5%+14.2pp |
| Annual return | 17.14% | 111.88%-94.7pp | 71.41%-54.3pp | 81.02%-63.9pp |
| Employer contribution / active EE | $1,516 | $3,115-51.3% | $4,736-68.0% | $2,440-37.9% |
| Participant deferral / active EE | $2,681 | $5,419-50.5% | $6,710-60.0% | $3,608-25.7% |
| Admin fee / account holder | $1,862 | $5,957-68.7% | $10,265-81.9% | $5,124-63.7% |