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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,094 | $70,366-53.0% | $66,674-50.4% | $138,895-76.2% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.7%+12.0pp | 79.9%+5.8pp |
| Annual return | 12.98% | 386.41%-373.4pp | 321.24%-308.3pp | 145.39%-132.4pp |
| Employer contribution / active EE | $1,871 | $2,765-32.3% | $2,620-28.6% | $4,194-55.4% |
| Participant deferral / active EE | $3,635 | $4,374-16.9% | $4,084-11.0% | $6,396-43.2% |
| Admin fee / account holder | $6,824 | $5,262+29.7% | $5,098+33.9% | $12,562-45.7% |