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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,785 | $100,938-65.5% | $90,461-61.5% | $158,982-78.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.03% | 1727.20%-1711.2pp | 1294.76%-1278.7pp | 302.99%-287.0pp |
| Employer contribution / active EE | $1,930 | $3,691-47.7% | $3,264-40.9% | $4,763-59.5% |
| Participant deferral / active EE | $1,586 | $4,350-63.5% | $3,964-60.0% | $5,983-73.5% |
| Admin fee / account holder | $1,879 | $6,510-71.1% | $5,617-66.5% | $11,252-83.3% |