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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,514 | $110,307+175.2% | $96,576+214.3% | $139,456+117.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 27.18% | 26.40%+0.8pp | 25.87%+1.3pp | 373.45%-346.3pp |
| Employer contribution / active EE | $5,135 | $3,619+41.9% | $2,965+73.2% | $4,753+8.0% |
| Participant deferral / active EE | $8,963 | $5,547+61.6% | $4,851+84.8% | $6,711+33.6% |
| Admin fee / account holder | $8,822 | $11,597-23.9% | $8,253+6.9% | $11,407-22.7% |