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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,194 | $100,805+158.1% | $86,698+200.1% | $134,532+93.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -21.25% | 29.09%-50.3pp | 35.95%-57.2pp | 418.27%-439.5pp |
| Employer contribution / active EE | $12,037 | $3,490+244.9% | $2,837+324.3% | $4,741+153.9% |
| Participant deferral / active EE | $10,832 | $5,339+102.9% | $4,656+132.6% | $6,401+69.2% |
| Admin fee / account holder | $8,168 | $10,925-25.2% | $7,493+9.0% | $11,429-28.5% |