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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,123 | $232,540-60.4% | $185,117-50.2% | $147,586-37.6% |
| Participation rate | 64.7% | 82.4%-17.6pp | 77.3%-12.6pp | 82.8%-18.1pp |
| Annual return | 19.12% | 43.03%-23.9pp | 40.50%-21.4pp | 578.59%-559.5pp |
| Employer contribution / active EE | $1,590 | $5,195-69.4% | $4,182-62.0% | $4,876-67.4% |
| Participant deferral / active EE | $939 | $5,834-83.9% | $5,045-81.4% | $5,439-82.7% |
| Admin fee / account holder | $10,941 | $10,275+6.5% | $8,159+34.1% | $10,886+0.5% |