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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,668 | $190,916-52.5% | $160,037-43.3% | $134,545-32.6% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.0%+12.0pp | 81.2%+8.8pp |
| Annual return | -25.03% | 552.79%-577.8pp | 408.95%-434.0pp | 418.37%-443.4pp |
| Employer contribution / active EE | $2,658 | $4,996-46.8% | $4,226-37.1% | $4,742-43.9% |
| Participant deferral / active EE | $2,864 | $6,925-58.6% | $6,184-53.7% | $6,401-55.3% |
| Admin fee / account holder | $542 | $10,497-94.8% | $8,716-93.8% | $11,431-95.3% |