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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,509 | $99,031-96.5% | $86,597-95.9% | $147,585-97.6% |
| Participation rate | 72.7% | 76.3%-3.6pp | 73.5%-0.8pp | 82.8%-10.1pp |
| Annual return | 18.15% | 1312.56%-1294.4pp | 964.96%-946.8pp | 578.57%-560.4pp |
| Employer contribution / active EE | $1,942 | $3,132-38.0% | $2,840-31.6% | $4,876-60.2% |
| Participant deferral / active EE | $2,876 | $3,972-27.6% | $3,609-20.3% | $5,439-47.1% |
| Admin fee / account holder | $1,045 | $5,711-81.7% | $4,906-78.7% | $10,885-90.4% |