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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,021 | $90,509-96.7% | $78,693-96.2% | $273,968-98.9% |
| Participation rate | 50.0% | 76.5%-26.5pp | 73.6%-23.6pp | 83.0%-33.0pp |
| Annual return | 9.75% | 75.61%-65.9pp | 62.18%-52.4pp | 41.45%-31.7pp |
| Employer contribution / active EE | $485 | $3,175-84.7% | $2,850-83.0% | $4,869-90.0% |
| Participant deferral / active EE | $1,609 | $3,901-58.8% | $3,517-54.3% | $5,287-69.6% |
| Admin fee / account holder | $12 | $5,264-99.8% | $4,511-99.7% | $10,132-99.9% |