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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,500 | $162,529-76.9% | $130,788-71.3% | $154,746-75.8% |
| Participation rate | 77.8% | 75.9%+1.9pp | 70.1%+7.7pp | 80.7%-2.9pp |
| Annual return | 16.47% | 510.48%-494.0pp | 386.44%-370.0pp | 172.34%-155.9pp |
| Employer contribution / active EE | $2,839 | $4,447-36.2% | $3,558-20.2% | $4,379-35.2% |
| Participant deferral / active EE | $8,532 | $4,808+77.4% | $4,137+106.2% | $6,730+26.8% |
| Admin fee / account holder | $4,556 | $7,669-40.6% | $6,673-31.7% | $14,365-68.3% |