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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,116 | $45,041-68.7% | $63,003-77.6% | $70,131-79.9% |
| Participation rate | 76.0% | 69.5%+6.5pp | 74.8%+1.2pp | 69.5%+6.5pp |
| Annual return | 18.27% | 18.76%-0.5pp | 87.59%-69.3pp | 73.14%-54.9pp |
| Employer contribution / active EE | $325 | $2,052-84.2% | $2,760-88.2% | $2,342-86.1% |
| Participant deferral / active EE | $1,575 | $2,465-36.1% | $3,329-52.7% | $3,332-52.7% |
| Admin fee / account holder | $1,238 | $2,836-56.3% | $3,600-65.6% | $4,645-73.4% |