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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,902 | $45,082-69.2% | $69,464-80.0% | $72,975-80.9% |
| Participation rate | 82.8% | 68.5%+14.3pp | 74.6%+8.2pp | 69.5%+13.3pp |
| Annual return | -0.47% | 22.66%-23.1pp | 28.98%-29.4pp | 81.01%-81.5pp |
| Employer contribution / active EE | $223 | $2,055-89.1% | $2,779-92.0% | $2,440-90.8% |
| Participant deferral / active EE | $1,345 | $2,604-48.3% | $3,536-62.0% | $3,608-62.7% |
| Admin fee / account holder | $1,396 | $3,057-54.3% | $3,840-63.6% | $5,124-72.8% |