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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,778 | $117,694-69.6% | $71,755-50.1% | $134,532-73.4% |
| Participation rate | 50.0% | 68.8%-18.8pp | 62.3%-12.3pp | 81.2%-31.2pp |
| Annual return | -21.37% | 25.33%-46.7pp | 9.09%-30.5pp | 418.27%-439.6pp |
| Employer contribution / active EE | $0 | $2,523-100.0% | $1,704-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $943 | $3,753-74.9% | $2,656-64.5% | $6,401-85.3% |
| Admin fee / account holder | $1,290 | $6,374-79.8% | $3,972-67.5% | $11,429-88.7% |