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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,510 | $118,919-73.5% | $88,538-64.4% | $152,897-79.4% |
| Participation rate | 50.0% | 73.4%-23.4pp | 68.7%-18.7pp | 82.5%-32.5pp |
| Annual return | 23.77% | 47.92%-24.2pp | 43.64%-19.9pp | 345.43%-321.7pp |
| Employer contribution / active EE | $0 | $2,669-100.0% | $2,098-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $900 | $3,549-74.6% | $2,914-69.1% | $5,851-84.6% |
| Admin fee / account holder | $1,328 | $5,876-77.4% | $4,310-69.2% | $11,599-88.6% |