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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,284 | $88,710-25.3% | $81,783-19.0% | $145,959-54.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 3.90% | 1027.26%-1023.4pp | 775.05%-771.2pp | 561.95%-558.0pp |
| Employer contribution / active EE | $5,106 | $3,083+65.6% | $2,913+75.3% | $4,661+9.5% |
| Participant deferral / active EE | $7,250 | $4,645+56.1% | $4,320+67.8% | $6,689+8.4% |
| Admin fee / account holder | $1,994 | $8,407-76.3% | $7,380-73.0% | $13,398-85.1% |