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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,284 | $88,754-25.3% | $81,820-19.0% | $145,877-54.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 3.90% | 1031.77%-1027.9pp | 777.93%-774.0pp | 551.28%-547.4pp |
| Employer contribution / active EE | $5,106 | $3,085+65.5% | $2,915+75.2% | $4,663+9.5% |
| Participant deferral / active EE | $7,250 | $4,648+56.0% | $4,323+67.7% | $6,691+8.4% |
| Admin fee / account holder | $1,994 | $8,424-76.3% | $7,391-73.0% | $13,402-85.1% |