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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,204 | $155,555-54.9% | $146,866-52.2% | $155,188-54.8% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 14.04% | 115.41%-101.4pp | 102.85%-88.8pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,047 | $4,647-77.5% | $4,425-76.3% | $4,248-75.4% |
| Participant deferral / active EE | $4,146 | $8,044-48.5% | $7,759-46.6% | $6,531-36.5% |
| Admin fee / account holder | $19,586 | $14,755+32.7% | $13,620+43.8% | $14,480+35.3% |