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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,196 | $83,485-2.7% | $125,192-35.1% | $72,975+11.3% |
| Participation rate | 81.8% | 73.3%+8.5pp | 79.8%+2.0pp | 69.5%+12.3pp |
| Annual return | 5.34% | 25.77%-20.4pp | 43.79%-38.4pp | 81.01%-75.7pp |
| Employer contribution / active EE | $2,389 | $2,346+1.8% | $3,866-38.2% | $2,440-2.1% |
| Participant deferral / active EE | $4,983 | $3,586+39.0% | $4,937+0.9% | $3,608+38.1% |
| Admin fee / account holder | $8,226 | $5,518+49.1% | $9,704-15.2% | $5,124+60.5% |