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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,775 | $78,707+0.1% | $117,861-33.2% | $70,126+12.3% |
| Participation rate | 88.0% | 73.2%+14.8pp | 79.7%+8.3pp | 69.5%+18.5pp |
| Annual return | 12.13% | 23.30%-11.2pp | 335.11%-323.0pp | 73.15%-61.0pp |
| Employer contribution / active EE | $2,300 | $2,223+3.5% | $3,786-39.2% | $2,343-1.8% |
| Participant deferral / active EE | $4,577 | $3,297+38.8% | $4,482+2.1% | $3,332+37.4% |
| Admin fee / account holder | $2,138 | $5,066-57.8% | $8,021-73.3% | $4,645-54.0% |