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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,359 | $102,422-7.9% | $147,117-35.9% | $80,959+16.6% |
| Participation rate | 57.7% | 75.9%-18.2pp | 82.2%-24.5pp | 67.7%-10.0pp |
| Annual return | 14.72% | 135.16%-120.4pp | 420.54%-405.8pp | 35.67%-20.9pp |
| Employer contribution / active EE | $2,378 | $3,717-36.0% | $4,932-51.8% | $2,757-13.8% |
| Participant deferral / active EE | $5,608 | $6,652-15.7% | $8,065-30.5% | $4,300+30.4% |
| Admin fee / account holder | $8 | $7,953-99.9% | $12,993-99.9% | $6,925-99.9% |