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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,947 | $160,059+156.7% | $140,019+193.5% | $135,382+203.5% |
| Participation rate | 89.5% | 88.5%+0.9pp | 87.5%+2.0pp | 82.6%+6.8pp |
| Annual return | -8.04% | 911.44%-919.5pp | 651.15%-659.2pp | 519.77%-527.8pp |
| Employer contribution / active EE | $19,482 | $6,420+203.5% | $5,605+247.6% | $4,779+307.7% |
| Participant deferral / active EE | $17,528 | $7,641+129.4% | $6,927+153.1% | $5,609+212.5% |
| Admin fee / account holder | $18,498 | $13,328+38.8% | $10,705+72.8% | $10,829+70.8% |