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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,092 | $140,592+121.3% | $123,106+152.7% | $125,388+148.1% |
| Participation rate | 94.4% | 88.2%+6.2pp | 86.8%+7.7pp | 83.2%+11.3pp |
| Annual return | 0.51% | 16.80%-16.3pp | 13.22%-12.7pp | 282.24%-281.7pp |
| Employer contribution / active EE | $17,302 | $6,041+186.4% | $5,151+235.9% | $4,866+255.6% |
| Participant deferral / active EE | $15,692 | $6,980+124.8% | $6,229+151.9% | $5,352+193.2% |
| Admin fee / account holder | $1,056 | $11,198-90.6% | $9,015-88.3% | $9,541-88.9% |