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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,738 | $175,259+64.2% | $149,723+92.2% | $139,487+106.3% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 20.07% | 166.82%-146.8pp | 134.50%-114.4pp | 373.84%-353.8pp |
| Employer contribution / active EE | $11,376 | $5,478+107.7% | $4,821+136.0% | $4,755+139.3% |
| Participant deferral / active EE | $7,738 | $6,522+18.7% | $5,682+36.2% | $6,713+15.3% |
| Admin fee / account holder | $554 | $16,158-96.6% | $13,215-95.8% | $11,407-95.1% |