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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,512 | $198,457-17.6% | $170,435-4.1% | $147,586+10.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.09% | 257.30%-241.2pp | 205.94%-189.8pp | 578.59%-562.5pp |
| Employer contribution / active EE | $9,228 | $6,183+49.2% | $5,432+69.9% | $4,876+89.2% |
| Participant deferral / active EE | $4,229 | $5,629-24.9% | $4,939-14.4% | $5,439-22.2% |
| Admin fee / account holder | $1,280 | $16,852-92.4% | $13,881-90.8% | $10,886-88.2% |