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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,682 | $180,459-24.3% | $154,108-11.3% | $135,380+1.0% |
| Participation rate | 77.8% | 87.4%-9.6pp | 83.0%-5.3pp | 82.6%-4.9pp |
| Annual return | -10.44% | 888.21%-898.6pp | 735.21%-745.6pp | 519.81%-530.2pp |
| Employer contribution / active EE | $3,241 | $6,035-46.3% | $5,298-38.8% | $4,779-32.2% |
| Participant deferral / active EE | $5,027 | $5,806-13.4% | $5,081-1.1% | $5,609-10.4% |
| Admin fee / account holder | $2,772 | $16,145-82.8% | $13,411-79.3% | $10,828-74.4% |