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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,738 | $183,592-39.7% | $155,574-28.8% | $145,877-24.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.21% | 61.37%-51.2pp | 64.87%-54.7pp | 551.28%-541.1pp |
| Employer contribution / active EE | $1,790 | $5,317-66.3% | $4,676-61.7% | $4,663-61.6% |
| Participant deferral / active EE | $4,137 | $6,466-36.0% | $5,629-26.5% | $6,691-38.2% |
| Admin fee / account holder | $13,391 | $19,316-30.7% | $15,914-15.9% | $13,402-0.1% |