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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Float revenue; Account maintenance fe... | $206,124 |
SAGEVIEW ADVISORY GROUP, LLC7+ years Filed as: SAGEVIEW ADVISORY GROUP Service code 16 · EIN 33-0818667 | Consulting | $48,044 |
SMITH & HOWARD, PC7+ years Service code 10 · EIN 58-1250486 | Accounting | $21,000 |
Service code 33 · EIN 22-3623353 | Securities brokerage; Securities brok... | $5,267 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $426 |
NATIONAL FINANCIAL SERVICES7+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,170 | $86,225+81.1% | $146,685+6.5% | $86,813+79.9% |
| Participation rate | 98.6% | 78.0%+20.6pp | 80.1%+18.5pp | 72.3%+26.3pp |
| Annual return | 13.93% | 31.23%-17.3pp | 22.75%-8.8pp | 97.93%-84.0pp |
| Employer contribution / active EE | $3,096 | $2,392+29.4% | $4,137-25.2% | $2,406+28.7% |
| Participant deferral / active EE | $10,937 | $4,245+157.6% | $5,507+98.6% | $4,131+164.7% |
| Admin fee / account holder | $462 | $195+136.5% | $10,281-95.5% | $170+172.4% |