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| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Service code 12 · EIN 13-3689044 | Distribution (12b-1) fees; Participan... | $124,896 |
SAGEVIEW ADVISORY GROUP, LLC10+ years Filed as: SAGEVIEW ADVISORY GROUP Service code 16 · EIN 33-0818667 | Consulting | $62,103 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $555 |
NATIONAL FINANCIAL SERVICES10+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,318 | $89,435+83.7% | $164,975-0.4% | $77,714+111.4% |
| Participation rate | 99.4% | 78.6%+20.8pp | 78.6%+20.8pp | 70.6%+28.8pp |
| Annual return | 15.81% | 28.82%-13.0pp | 70.12%-54.3pp | 31.26%-15.4pp |
| Employer contribution / active EE | $4,565 | $2,563+78.1% | $4,343+5.1% | $2,727+67.4% |
| Participant deferral / active EE | $11,757 | $4,901+139.9% | $6,033+94.9% | $4,649+152.9% |
| Admin fee / account holder | $314 | $340-7.7% | $12,688-97.5% | $433-27.6% |