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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,170 | $56,197+23.1% | $67,652+2.2% | $59,633+16.0% |
| Participation rate | 61.9% | 71.5%-9.6pp | 75.7%-13.8pp | 68.7%-6.8pp |
| Annual return | 13.79% | 18508.10%-18494.3pp | 6625.40%-6611.6pp | 2041.45%-2027.7pp |
| Employer contribution / active EE | $633 | $1,615-60.8% | $2,266-72.1% | $2,203-71.3% |
| Participant deferral / active EE | $5,563 | $2,844+95.7% | $3,560+56.3% | $3,192+74.3% |
| Admin fee / account holder | $123 | $3,958-96.9% | $4,821-97.5% | $4,297-97.1% |