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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,356 | $185,856+78.8% | $170,028+95.5% | $139,456+138.3% |
| Participation rate | 92.9% | 87.8%+5.1pp | 87.0%+5.9pp | 80.3%+12.5pp |
| Annual return | 20.39% | 60.52%-40.1pp | 53.39%-33.0pp | 373.45%-353.1pp |
| Employer contribution / active EE | $1,326 | $7,593-82.5% | $6,788-80.5% | $4,753-72.1% |
| Participant deferral / active EE | $16,982 | $11,623+46.1% | $10,409+63.1% | $6,711+153.0% |
| Admin fee / account holder | $475 | $15,387-96.9% | $12,820-96.3% | $11,407-95.8% |