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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,854 | $167,522+55.7% | $151,639+72.0% | $134,532+93.9% |
| Participation rate | 92.9% | 88.4%+4.5pp | 87.5%+5.4pp | 81.2%+11.6pp |
| Annual return | -15.19% | 7.81%-23.0pp | 3.34%-18.5pp | 418.27%-433.5pp |
| Employer contribution / active EE | $6,845 | $6,828+0.2% | $6,165+11.0% | $4,741+44.4% |
| Participant deferral / active EE | $15,111 | $8,986+68.2% | $8,363+80.7% | $6,401+136.1% |
| Admin fee / account holder | $92,435 | $13,780+570.8% | $11,613+695.9% | $11,429+708.8% |