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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,823 | $160,040-47.6% | $147,096-43.0% | $145,877-42.5% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.44% | 98.49%-85.1pp | 419.75%-406.3pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,558 | $5,289-51.6% | $4,936-48.2% | $4,663-45.1% |
| Participant deferral / active EE | $6,516 | $8,429-22.7% | $8,071-19.3% | $6,691-2.6% |
| Admin fee / account holder | $4,926 | $15,050-67.3% | $13,005-62.1% | $13,402-63.2% |