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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,511 | $58,600-10.4% | $83,327-37.0% | $64,173-18.2% |
| Participation rate | 22.2% | 72.0%-49.8pp | 77.8%-55.5pp | 69.6%-47.3pp |
| Annual return | -7.18% | 9.66%-16.8pp | 10.64%-17.8pp | 7.63%-14.8pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,167 | $4,656-32.0% | $5,565-43.1% | $3,470-8.7% |
| Admin fee / account holder | $1 | $9,282-100.0% | $7,540-100.0% | $4,887-100.0% |