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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,636 | $56,287-27.8% | $80,977-49.8% | $62,881-35.4% |
| Participation rate | 19.7% | 68.9%-49.2pp | 75.8%-56.1pp | 69.3%-49.6pp |
| Annual return | 8.44% | 22.13%-13.7pp | 17.11%-8.7pp | 20.14%-11.7pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,296 | $4,196-45.3% | $5,696-59.7% | $3,203-28.3% |
| Admin fee / account holder | $6 | $3,742-99.8% | $5,517-99.9% | $4,296-99.9% |