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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,172 | $64,359-17.4% | $90,161-41.0% | $70,126-24.2% |
| Participation rate | 21.9% | 70.4%-48.6pp | 76.9%-55.0pp | 69.5%-47.7pp |
| Annual return | 21.31% | 28.13%-6.8pp | 34.89%-13.6pp | 73.15%-51.8pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,131 | $4,389-28.7% | $5,287-40.8% | $3,332-6.0% |
| Admin fee / account holder | $1 | $3,945-100.0% | $5,943-100.0% | $4,645-100.0% |