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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,120 | $114,119-1.8% | $107,187+4.6% | $138,895-19.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.27% | 273.21%-259.9pp | 204.55%-191.3pp | 145.39%-132.1pp |
| Employer contribution / active EE | $4,058 | $4,0590% | $3,782+7.3% | $4,194-3.2% |
| Participant deferral / active EE | $8,396 | $5,538+51.6% | $5,096+64.8% | $6,396+31.3% |
| Admin fee / account holder | $3,811 | $10,024-62.0% | $9,162-58.4% | $12,562-69.7% |