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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,299 | $133,981-56.5% | $112,249-48.1% | $134,532-56.7% |
| Participation rate | 90.0% | 78.6%+11.4pp | 75.1%+14.9pp | 81.2%+8.8pp |
| Annual return | -17.13% | 47.16%-64.3pp | 27.48%-44.6pp | 418.27%-435.4pp |
| Employer contribution / active EE | -$3,336 | $4,040-182.6% | $3,636-191.7% | $4,741-170.4% |
| Participant deferral / active EE | $7,157 | $5,292+35.2% | $4,729+51.3% | $6,401+11.8% |
| Admin fee / account holder | $3,438 | $7,492-54.1% | $6,412-46.4% | $11,429-69.9% |