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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $224,403 |
QUALIFIED PLANS, LLC3+ years Service code 13 · EIN 58-2605083 | Contract Administrator | $88,724 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-6799669 | Indirect Investment Fees | $0 |
BLACKROCK1 year Service code 52 · EIN 51-0318674 | Indirect Investment Fees | $0 |
GOLDMAN SACHS1 year Service code 52 · EIN 13-5108880 | Indirect Investment Fees | $0 |
Filed as: JP MORGAN Service code 52 · EIN 33-1043149 | Indirect Investment Fees | $0 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 | Indirect Investment Fees | $0 |
NUVEEN1 year Service code 52 · EIN 39-1970095 | Indirect Investment Fees | $0 |
OPPENHEIMER1 year Service code 52 · EIN 13-5657518 | Indirect Investment Fees | $0 |
PGIM INVESTMENTS1 year Service code 52 · EIN 13-2631108 | Indirect Investment Fees | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,885 | $38,989-87.5% | $117,039-95.8% | $77,958-93.7% |
| Participation rate | 100.0% | 57.0%+43.0pp | 77.2%+22.8pp | 71.6%+28.4pp |
| Annual return | 18.87% | 20.61%-1.7pp | 18.95%-0.1pp | 20.87%-2.0pp |
| Employer contribution / active EE | $485 | $1,026-52.7% | $3,785-87.2% | $2,310-79.0% |
| Participant deferral / active EE | $764 | $1,621-52.9% | $3,929-80.6% | $3,537-78.4% |
| Admin fee / account holder | $51 | $76-32.2% | $5,974-99.1% | $97-47.4% |