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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,356 | $100,139-59.7% | $85,187-52.6% | $145,884-72.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.10% | 84.15%-77.1pp | 66.67%-59.6pp | 551.85%-544.7pp |
| Employer contribution / active EE | $2,507 | $3,238-22.6% | $2,732-8.2% | $4,662-46.2% |
| Participant deferral / active EE | $6,726 | $5,296+27.0% | $4,525+48.6% | $6,690+0.5% |
| Admin fee / account holder | $12,808 | $7,262+76.4% | $6,162+107.9% | $13,392-4.4% |