Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $68,891 |
Service code 35 · EIN 58-2519444 | Employee (plan sponsor) | $8,364 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,091 | $32,425+2.1% | $74,577-55.6% | $55,167-40.0% |
| Participation rate | 46.2% | 54.0%-7.8pp | 68.1%-21.9pp | 69.0%-22.8pp |
| Annual return | -12.45% | 10.63%-23.1pp | 20.47%-32.9pp | 169.23%-181.7pp |
| Employer contribution / active EE | $210 | $1,043-79.9% | $2,525-91.7% | $1,963-89.3% |
| Participant deferral / active EE | $951 | $1,995-52.3% | $3,458-72.5% | $3,054-68.9% |
| Admin fee / account holder | $585 | $748-21.8% | $4,138-85.9% | $504+16.1% |