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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,047 | $167,504-33.7% | $151,628-26.8% | $134,509-17.4% |
| Participation rate | 92.3% | 88.4%+3.9pp | 87.5%+4.8pp | 81.2%+11.1pp |
| Annual return | -17.38% | 7.81%-25.2pp | 3.34%-20.7pp | 418.13%-435.5pp |
| Employer contribution / active EE | $9,834 | $6,828+44.0% | $6,165+59.5% | $4,741+107.5% |
| Participant deferral / active EE | $5,985 | $8,985-33.4% | $8,363-28.4% | $6,400-6.5% |
| Admin fee / account holder | $373 | $13,779-97.3% | $11,613-96.8% | $11,427-96.7% |